Connect the dots, la la la la

"households reduced their debt levels by 0.8 percent at an annual rate in the July-September period, the first drop on records that go back more than 50 years."
.
.
.
"banks...have tightened lending standards and made it harder for people to get loans."




"Mortgage debt fell at an annual rate of 2.4 percent in the third quarter, the largest decline on record."
.
.
.
"Since the housing bubble began to deflate in 2006, roughly 3 million homes have been lost to foreclosure. Over the next two years, another 3.6 million are expected to lose their homes."